Sr Compliance Independent Testing Analyst

J  o  b    D  e  s  c  r  i  p  t  i  o  n

THE DETAILS

Job Code:

11900

Grade:

24S

Status:

Exempt

POSITION AND PURPOSE

The Senior Compliance Independent Testing (CIT) Analyst, operating under the oversight of the CIT Manager, plays a critical role within the Compliance and Internal Testing (CIT) team, which is part of the 2nd Line of Defense (2LOD) framework. This position is responsible for conducting independent testing and evaluations of the credit union's compliance programs and internal controls, with a focus on more complex responsibilities that require advanced analytical skills and deeper knowledge of applicable regulations. The Senior Analyst assesses the organization's adherence to applicable laws, regulations, and internal policies, providing objective evaluations of the effectiveness of compliance activities.

This position has an opportunity to work in a dynamic and fast-paced environment, where the contributions will directly impact G1's compliance posture and operational success of G1. Compliance Independent Testing is a 2LOD function providing support within G1 and oversight for 1LOD functions where applicable. This position has the authority to investigate and report regulatory compliance concerns or findings to management and make recommendations for further consideration and corrective action.

WHO WE ARE

Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.

WHO YOU ARE

You are a highly analytical and detail-oriented compliance professional with a strong understanding of regulatory requirements, risk management, and internal control frameworks. You excel at independently evaluating complex compliance processes, identifying risks, and delivering objective, actionable recommendations that strengthen organizational effectiveness. You are skilled at building collaborative relationships with business partners, communicating findings with confidence and professionalism, and driving accountability through issue resolution and corrective action. With a commitment to integrity, continuous learning, and operational excellence, you thrive in a dynamic environment where your expertise helps safeguard the organization and support a strong culture of compliance.

THE WORK

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Conduct independent compliance testing to assess the effectiveness of the Credit Union’s compliance policies, procedures, and controls.

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Participate, with limited supervision, in the planning, fieldwork, and reporting phases of assigned Compliance Testing reviews.

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Identify the objective, scope and depth of testing through the review of the risks and controls identified in the Compliance Risk Assessment or any other means.

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Lead in the development and preparation of testing approach and other supporting workpaper documents to ensure testing sufficiently covers complex regulatory requirements and business unit activities that are in scope for the review.

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Completes assigned Compliance Testing reviews within time and budget goals.

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Schedule and participate in commencement and exit meetings with business unit leaders and stakeholders.

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Prepare draft finding summaries that specify the findings and recommendations for implementing control or process improvements.

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Obtain management agreement of findings through factually correct conversations.

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Obtain management corrective action plans with respect to any issues identified.

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Document findings and management action plans in accordance with the Credit Union’s Issue Management process.

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Perform follow-up to ensure timely completion of corrective actions and validate remediation activities for issue closure.

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Participate in other testing and monitoring activities including, KRI and KPI reporting, ad-hoc testing, etc.

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Identify and recommend efficiency improvements to Compliance Testing processes.

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Provide support and guidance to newer members of the Compliance Testing team.

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Participate and perform other functions and special projects as assigned.

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Maintain knowledge of and adhere to all applicable internal compliance policies and procedures and other internal policies and procedures applicable to role.

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Maintain knowledge of new and changing applicable compliance rules and regulations.

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Stay informed of changing regulatory requirements and the Credit Union’s business model that might impact the compliance framework and the Compliance Testing plan.

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Performs special projects, and additional duties and responsibilities as required.

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Develop and maintain an understanding of the pertinent regulatory requirements and risks inherent to job responsibilities, establish, and maintain control activities that mitigate those risks consistent with the Credit Union’s risk appetite, and ensure operational integrity and compliance with applicable regulations.

QUALIFICATIONS

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Bachelor’s Degree or equivalent work experience required

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7+ years Financial Services experience in consumer protection regulatory compliance, internal audit, external audit, financial services operations, or consumer protection compliance program development/evaluation required

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Extensive knowledge of compliance laws, rules, regulations.

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Ability to communicate at a management level (oral and written) and work well with others in a dynamic team environment.

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Ability to work independently with minimal direction and exhibit initiative.

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Organizational skills and ability to manage multiple contemporaneous matters.

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Comfortable operating on an unpaved road and dealing with ambiguity.

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Strong judgment of priorities and high integrity.

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Proficiency in Microsoft Word, Excel, and PowerPoint as well as Adobe Acrobat Pro and SharePoint.

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Certification preferred, but not required; Credit Union Compliance Expert (CUCE), NAFCU’s Certified Compliance Officer (NCCO), Certified Bank Compliance Officer (CBCO), Certified Regulatory Compliance Manager (CRCM), Certified Anti-Money Laundering Specialist (CAMS) preferred

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Solves Problems Proactively - Tackles complex issues independently

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Innovates and Applies Insights - Suggests improvements

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Delivers Results with Agility - Maintains quality during change 

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Collaborates Across Teams - Works effectively with peers 

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Influences and Persuades - Shares expertise to guide others 

ORGANIZATIONAL CONTACTS AND RELATIONSHIPS

INTERNAL:

All levels of management and staff.

EXTERNAL:

Vendors and peer groups, legal counsel, regulators

WORKING CONDITIONS

Work time includes weekend and after-hours time, based on organizational needs. This position works in-office where working conditions, lighting, temperature, audio, and workspace are all sufficient.

PHYSICAL REQUIREMENTS

Work requires the ability to constantly operate a computer and the ability to read, type, and communicate. Work may require the ability to move work-related supplies weighing up to 10-15 pounds.

DISCLAIMER/INTENT AND FUNCTION OF JOB DESCRIPTIONS

The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union’s discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.

DECLARATION/ACKNOWLEDGEMENT

This job description outlines the essential functions and physical/mental requirements necessary to perform this role. Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.