Mgr - Budget Planning and Analysis

J  o  b    D  e  s  c  r  i  p  t  i  o  n

THE DETAILS

Job Code:

12073

Grade:

27S

Status:

Exempt

POSITION AND PURPOSE

The Budget Planning & Analysis (BP&A) Manager leads financial planning, forecasting, and performance analysis to support strategic decision making across the credit union.

This role is accountable for developing a comprehensive multi-year Financial Plan and periodic forecasts, aligning financial results to strategic objectives, and ensuring leadership has clear, data driven insights into financial performance.

The BP&A Manager oversees the design and delivery of monthly financial reporting packages, KPI dashboards, and executive-level insights, and leads a team responsible for financial planning processes, advanced analytics, and strategic business partnership across the organization

WHO WE ARE

Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.

WHO YOU ARE

You are a strategic finance leader who translates complex financial data into clear, actionable insights for executive decision-making.

You are a highly analytical and forward-thinking professional with strong expertise in budgeting, forecasting, and performance management within a financial institution environment.

You thrive in a collaborative environment, lead with accountability, and drive continuous improvement in processes, systems, and reporting to enhance organizational effectiveness, transparency, and scalability.

THE WORK

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Manage, lead, and develop Golden 1’s annual budget, multi-year Financial Plan, and periodic forecasts. Oversee all enterprise financial planning activities, partnering with executive leadership to align financial strategies with organizational priorities, strategic initiatives, human capital management, and strategic goal achievement.

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Design and develop financial planning and analysis models at both the departmental and enterprise level, incorporating key drivers such as loans, deposits, interest rates, economic conditions, and other internal and external factors, enabling scenario analysis and strategic decision support.

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Lead and coordinate the enterprise-wide financial planning and budget development process, ensuring alignment with strategic priorities and delivering comprehensive executive reporting packages, KPI dashboards, and financial presentations that support organizational decision-making.

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Design and deliver monthly financial reporting packages that provide clear, forward-looking insights into financial performance, operational efficiency, and key business drivers, supporting executive-level evaluation and action.

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Apply advanced technical accounting knowledge to ensure financial plans, forecasts, and analyses are aligned with GAAP and regulatory requirements, translating accounting impacts into accurate, forward-looking financial projections and strategic insights.

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Analyze financial information including income, expenses, loans, deposits, and balance sheet trends to ensure alignment with financial plans and forecasts. Identify, investigate, and communicate key variances and underlying drivers, providing actionable recommendations to optimize performance.

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Evaluate financial and operational trends across the organization to optimize resource allocation, improve cost discipline, and enhance overall financial performance.

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Serve as a trusted strategic advisor to executive leadership and business units, leading financial discussions, influencing decision-making, and ensuring alignment of financial outcomes with enterprise strategy.

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Collaborate with Corporate Strategy and the Enterprise Project Management Office (EPMO) to ensure the Financial Plan reflects enterprise initiatives, strategic priorities, and execution timelines.

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In coordination with the VP – Controller, support and oversee Allowance for Credit Losses (ACL) analysis and reporting, incorporating credit risk insights into financial planning, forecasting, and performance analysis.

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Evaluate peer credit union performance and industry benchmarks to provide context for financial results and support strategic decision-making.

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Drive continuous improvement and transformation of financial planning, forecasting, and reporting processes to enhance accuracy, speed, transparency, and organizational value.

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Lead the administration and enhancement of budgeting and financial planning systems, identifying and implementing process and technology improvements to support scalable, data-driven decision-making.

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Establish and implement enterprise-wide financial planning policies, procedures, and reporting frameworks that promote consistency, transparency, and accountability.

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Maintain a comprehensive understanding of accounting, financial, regulatory, and economic conditions, incorporating these insights into financial planning, forecasting, and performance management.

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Ensure adherence to applicable regulatory requirements, internal controls, and risk management practices, integrating these considerations into financial planning processes.

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Lead, develop, and mentor the Budget Planning & Analysis team, establishing performance expectations, driving accountability, and supporting professional development to build a high-performing team.

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Foster a positive, collaborative, and results-driven work environment by promoting skill development, coaching for improvement and growth, and supporting a culture aligned with Golden 1’s mission, vision, and core values.

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Participate in enterprise initiatives, providing financial leadership and analytical support to cross-functional efforts.

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Exhibit flexibility and leadership to take on new responsibilities and assignments as identified by the VP – Controller and assist with various ad hoc analyses and projects.

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Perform other duties as assigned.

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Develop and maintain an understanding of the pertinent regulatory requirements and risks inherent to job responsibilities, establish, and maintain control activities that mitigate those risks consistent with the Credit Union’s risk appetite, and ensure operational integrity and compliance with applicable regulations.

QUALIFICATIONS

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Bachelor’s Degree in Finance, Accounting, or related field required

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CPA, CFA, or MBA preferred

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8+ years of progressive experience in FP&A, budgeting, or related financial management roles, with demonstrated enterprise-level impact required

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Financial institution experience preferred

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Prior leadership experience required

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Advanced knowledge of accounting principles, financial reporting, and credit union operations, applied to enterprise-wide financial planning and analysis

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Expert proficiency in budgeting, forecasting, financial modeling, and variance analysis, with strong understanding of loans, deposits, net interest margin, capital, and operating efficiency

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Strong analytical and critical thinking skills to evaluate complex financial data, identify trends, assess risks, and develop forward-looking insights for executive decision-making

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Expertise in financial systems, data governance, and business intelligence tools to support scalable reporting, automation, and data visualization

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Ability to translate technical financial information into clear, concise, and actionable insights for senior leadership

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Strong leadership, project management, and organizational skills to drive cross-functional alignment and improve financial processes

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Working knowledge of regulatory requirements, economic conditions, and industry trends impacting financial institutions

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Ability to influence business partners, support enterprise-wide decision-making, and foster a high-performing, accountable, and data-driven team environment

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None required

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Drives for Results - Ensures team meets goals 

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Collaborates Across Teams - Promotes inclusion and teamwork 

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Builds Trust and Credibility - Earns confidence through integrity

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Develops Others Through Feedback - Supports employee growth 

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Takes Initiative - Owns outcomes Builds

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Strategic Partnerships - Connects across functions

ORGANIZATIONAL CONTACTS AND RELATIONSHIPS

INTERNAL:

All levels of management (Managers, VPs, SVPs, EVPs and the CEO), and other key staff.

EXTERNAL:

Industry peers and leaders, external auditors, regulatory and governmental agencies, financial institutions, and vendors.

WORKING CONDITIONS

Work time includes weekend and after-hours time, based on organizational needs. This position works in-office where working conditions, lighting, temperature, audio, and workspace are all sufficient.

PHYSICAL REQUIREMENTS

Work requires the ability to constantly operate a computer and the ability to read, type, and communicate. Work may require the ability to move work-related supplies weighing up to 10-15 pounds.

DISCLAIMER/INTENT AND FUNCTION OF JOB DESCRIPTIONS

The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union’s discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.

DECLARATION/ACKNOWLEDGEMENT

This job description outlines the essential functions and physical/mental requirements necessary to perform this role. Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.